Finance & Insurance for SMEs
Our specialist property investors insurance products are designed for owners and landlords of let commercial properties and mixed portfolios of commercial and residential properties.
Key Product Features
- 35% day one uplift
- £2m capital additions limit with £500,000 in respect of alteration, additions and improvements
- £250,000 contract works cover
- £50,000 damage to landscaped gardens
- Trace and access - no inner limit
- Empty buildings - notification only required after 30 days
- £5,000 eviction of squatters
- Failure of tenants insurances - 20% of total sum insured (£2m limit)
- £5m POL cover as standard
- £1m liability cover for legionellosis
- Glass cover automatically included
- £7,500 replacement locks and keys following theft
- £5,000 tree felling or lopping
- £500 removal of wasp and bee nests
- Fly tipping
- Malicious damage by tenants included
Additional Cover Options
- Employers liability - £10m limit of indemnity
- Terrorism insurance
- Legal expenses - £500,000 limit of indemnity